Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Tioga State Bank

Tioga State Bank National Association
Spencer, NY FDIC 9410 OCC TSB Services Inc Asset group $300M – $1B 10 offices · 103 employees Filed Q2 2026
Assets
$625.2M
Deposits
$538.1M
ROA
1.31%
ROE
12.59%
NIM
4.32%
Efficiency
66.63%
Tier 1 capital
19.96%
Total capital
21.22%
Noncurrent loans
1.00%
Loans / deposits
71.90%

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