Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers Trust & Savings Bank

Earling, IA FDIC 8510 FDIC J Carl H Bancorp Asset group $100M – $300M 3 offices · 18 employees Filed Q2 2026
Assets
$148.1M
Deposits
$134.5M
ROA
1.78%
ROE
19.65%
NIM
3.98%
Efficiency
52.05%
Tier 1 capital
13.31%
Total capital
14.32%
Noncurrent loans
0.00%
Loans / deposits
71.61%

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