The First National Bank of Groton

Groton, NY FDIC 7085 OCC Asset group $100M – $300M 2 offices · 35 employees Filed Q2 2026

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Assets: $203.9M
Deposits: $175.1M
ROA: 1.30%
ROE: 9.77%
NIM: 4.46%
Efficiency: 65.41%
Total capital: 0.00%
Noncurrent loans: 1.62%
Loans / deposits: 59.65%

The First National Bank of Groton, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$203.9M

$175.1M

1.30%

4.46%

1.62%

—

Q1 2026

$212.5M

$184.4M

1.29%

4.39%

1.54%

—

Q4 2025

$202.6M

$173.9M

1.30%

4.43%

1.79%

—

Q3 2025

$201.0M

$173.1M

1.33%

4.40%

1.76%

—

Q2 2025

$197.3M

$171.4M

1.18%

4.36%

1.19%

—

Q1 2025

$208.9M

$183.6M

1.24%

4.27%

1.28%

—

Q4 2024

$199.4M

$174.7M

−0.12%

3.83%

1.46%

—

Q3 2024

$196.3M

$168.5M

−0.60%

3.70%

2.25%

—

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev