The Putnam County National Bank of Carmel

Carmel, NY FDIC 6990 OCC Asset group $100M – $300M 6 offices · 33 employees Filed Q2 2026

Open as your board

Assets: $182.7M
Deposits: $135.2M
ROA: 1.31%
ROE: 5.05%
NIM: 4.05%
Efficiency: 62.97%
Total capital: 0.00%
Noncurrent loans: 0.48%
Loans / deposits: 89.87%

The Putnam County National Bank of Carmel, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$182.7M

$135.2M

1.31%

4.05%

0.48%

—

Q1 2026

$172.9M

$126.2M

1.02%

3.95%

0.52%

—

Q4 2025

$173.8M

$127.7M

1.16%

4.32%

0.59%

—

Q3 2025

$186.0M

$140.3M

1.10%

4.01%

1.04%

—

Q2 2025

$173.6M

$128.3M

1.07%

4.08%

0.63%

—

Q1 2025

$174.2M

$129.4M

0.88%

3.99%

0.51%

—

Q4 2024

$171.8M

$127.7M

1.07%

4.19%

0.53%

—

Q3 2024

$182.3M

$138.2M

1.21%

4.15%

0.55%

—

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev