Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Waterford Bank

Waterford Bank, N.A.
Toledo, OH FDIC 58433 OCC Waterford Bancorp Inc Asset group $1B – $10B 4 offices · 108 employees Filed Q2 2026
Assets
$1.8B
Deposits
$1.6B
ROA
1.29%
ROE
12.68%
NIM
3.39%
Efficiency
49.52%
Tier 1 capital
11.43%
Total capital
12.61%
Noncurrent loans
0.68%
Loans / deposits
88.46%

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