Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Heritage Bank of the Ozarks

Lebanon, MO FDIC 57576 FDIC Cornerstone Bancshares Inc Asset group $300M – $1B 3 offices · 61 employees Filed Q2 2026
Assets
$424.0M
Deposits
$376.9M
ROA
1.18%
ROE
13.67%
NIM
3.92%
Efficiency
61.27%
Total capital
0.00%
Noncurrent loans
2.74%
Loans / deposits
86.11%

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