Citizens Bank of Cumberland County, Inc.

Burkesville, KY FDIC 35442 FDIC Citizens Cumberland Bancshares Asset group under $100M 1 offices · 22 employees Filed Q2 2026

Open as your board

Assets: $94.9M
Deposits: $80.5M
ROA: 2.06%
ROE: 17.46%
NIM: 5.02%
Efficiency: 58.70%
Total capital: 0.00%
Noncurrent loans: 0.51%
Loans / deposits: 83.56%

Citizens Bank of Cumberland County, Inc., last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$94.9M

$80.5M

2.06%

5.02%

0.51%

—

Q1 2026

$94.8M

$81.5M

1.90%

4.93%

0.43%

—

Q4 2025

$96.1M

$82.7M

2.08%

4.88%

0.46%

—

Q3 2025

$96.1M

$80.5M

1.94%

4.82%

0.49%

—

Q2 2025

$94.6M

$79.5M

1.90%

4.76%

0.50%

—

Q1 2025

$93.9M

$79.2M

1.80%

4.68%

0.56%

—

Q4 2024

$92.6M

$80.3M

2.16%

4.82%

0.46%

—

Q3 2024

$90.8M

$76.9M

2.05%

4.81%

0.96%

—

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