Bankgraph
FDIC data through Q2 ʼ26
Institutions /

First & Farmers National Bank, Inc.

Somerset, KY FDIC 2738 OCC Pine Knob Holdings LLC Asset group $300M – $1B 11 offices · 117 employees Filed Q2 2026
Assets
$714.2M
Deposits
$630.7M
ROA
1.50%
ROE
13.44%
NIM
4.21%
Efficiency
50.78%
Tier 1 capital
14.61%
Total capital
15.86%
Noncurrent loans
0.77%
Loans / deposits
77.30%

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