The Citizens National Bank of Somerset

Somerset, KY FDIC 2725 OCC Citizens Bancshares Inc Asset group $300M – $1B 12 offices · 121 employees Filed Q2 2026

Open as your board

Assets: $700.9M
Deposits: $569.0M
ROA: 1.73%
ROE: 29.71%
NIM: 3.41%
Efficiency: 55.65%
Tier 1 capital: 14.73%
Total capital: 15.98%
Noncurrent loans: 0.18%
Loans / deposits: 66.53%

The Citizens National Bank of Somerset, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$700.9M

$569.0M

1.73%

3.41%

0.18%

14.73%

Q1 2026

$706.5M

$565.1M

1.65%

3.31%

0.13%

14.84%

Q4 2025

$700.5M

$545.8M

1.57%

3.14%

0.06%

14.82%

Q3 2025

$702.6M

$556.1M

1.46%

3.07%

0.15%

14.90%

Q2 2025

$694.4M

$553.4M

1.41%

3.01%

0.15%

15.00%

Q1 2025

$660.1M

$544.7M

1.31%

2.94%

0.26%

15.79%

Q4 2024

$649.7M

$533.2M

1.09%

2.77%

0.33%

15.53%

Q3 2024

$640.0M

$529.0M

0.99%

2.73%

0.32%

16.29%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev