Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Highlands Community Bank

Highlands Community Bank, National Association Inactive
Clinton, NJ FDIC 26844 OCC 1 offices Failed September 1992 Acquired by Somerset Trust Co Last filed Q2 1992
Assets
$19.7M
Deposits
$19.5M
ROA
−10.05%
ROE
−476.02%
NIM
3.03%
Efficiency
256.08%
Tier 1 capital
−0.40%
Total capital
−0.40%
Noncurrent loans
18.23%
Loans / deposits
56.65%

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