Citizens Guaranty Bank

Richmond, KY FDIC 20872 FDIC Citizens Guaranty Financial Corp Asset group $300M – $1B 6 offices · 84 employees Filed Q2 2026

Open as your board

Assets: $303.6M
Deposits: $260.7M
ROA: 1.51%
ROE: 17.69%
NIM: 5.43%
Efficiency: 70.06%
Tier 1 capital: 11.22%
Total capital: 12.47%
Noncurrent loans: 2.11%
Loans / deposits: 107.05%

Citizens Guaranty Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$303.6M

$260.7M

1.51%

5.43%

2.11%

11.22%

Q1 2026

$299.2M

$263.3M

1.75%

5.52%

2.57%

11.87%

Q4 2025

$299.8M

$260.2M

1.38%

5.27%

2.49%

11.36%

Q3 2025

$291.4M

$256.6M

1.30%

5.20%

2.35%

11.18%

Q2 2025

$290.2M

$256.6M

1.24%

5.13%

1.79%

11.03%

Q1 2025

$288.7M

$254.3M

1.25%

4.98%

1.93%

10.94%

Q4 2024

$284.4M

$251.5M

1.09%

4.76%

1.81%

10.78%

Q3 2024

$288.4M

$255.9M

0.94%

4.66%

1.63%

10.57%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev