Phelps County Bank

Rolla, MO FDIC 18841 FDIC Phelps County Bank Employee Stock Ownership Plan Asset group $300M – $1B 6 offices · 142 employees Filed Q2 2026

Open as your board

Assets: $621.7M
Deposits: $565.5M
ROA: 1.36%
ROE: 17.37%
NIM: 4.28%
Efficiency: 70.95%
Tier 1 capital: 13.03%
Total capital: 14.13%
Noncurrent loans: 1.16%
Loans / deposits: 82.36%

Phelps County Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$621.7M

$565.5M

1.36%

4.28%

1.16%

13.03%

Q1 2026

$616.7M

$558.7M

1.39%

4.24%

0.08%

14.04%

Q4 2025

$617.5M

$561.9M

1.53%

4.35%

0.09%

13.35%

Q3 2025

$561.8M

$504.2M

1.60%

4.40%

0.08%

13.45%

Q2 2025

$551.6M

$493.6M

1.60%

4.36%

0.13%

13.19%

Q1 2025

$535.1M

$458.6M

1.52%

4.29%

0.11%

14.03%

Q4 2024

$512.9M

$462.5M

1.51%

4.08%

0.12%

13.85%

Q3 2024

$501.0M

$435.5M

1.47%

4.02%

0.22%

13.80%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev