Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Farmers & Merchants Bank

Berlin, WI FDIC 15779 FED Kujawa Family Holdings Inc Asset group $300M – $1B 2 offices · 71 employees Filed Q2 2026
Assets
$949.4M
Deposits
$784.7M
ROA
1.23%
ROE
14.23%
NIM
3.42%
Efficiency
50.65%
Tier 1 capital
12.76%
Total capital
14.01%
Noncurrent loans
1.96%
Loans / deposits
93.10%

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