Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants State Bank

Winterset, IA FDIC 15610 FDIC Farmers & Merchants Bancorp Asset group $100M – $300M 5 offices · 32 employees Filed Q2 2026
Assets
$271.7M
Deposits
$241.1M
ROA
1.20%
ROE
12.19%
NIM
3.65%
Efficiency
57.36%
Tier 1 capital
16.13%
Total capital
17.04%
Noncurrent loans
0.00%
Loans / deposits
68.22%

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