Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Houghton State Bank

Red Oak, IA FDIC 15405 FDIC Red Oak Financial Corp Asset group $100M – $300M 5 offices · 30 employees Filed Q2 2026
Assets
$204.8M
Deposits
$169.2M
ROA
1.56%
ROE
9.50%
NIM
4.28%
Efficiency
50.78%
Tier 1 capital
19.91%
Total capital
21.16%
Noncurrent loans
2.58%
Loans / deposits
85.69%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev