Bankgraph
FDIC data through Q2 ʼ26
Institutions /

First Farmers and Merchants Bank

Columbia, TN FDIC 1487 FED First Farmers & Merchants Corp Asset group $1B – $10B 23 offices · 261 employees Filed Q2 2026
Assets
$1.8B
Deposits
$1.6B
ROA
1.27%
ROE
12.93%
NIM
3.65%
Efficiency
61.70%
Tier 1 capital
17.56%
Total capital
18.33%
Noncurrent loans
0.12%
Loans / deposits
65.82%

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