The Citizens National Bank of Hammond

Hammond, NY FDIC 14820 OCC Asset group under $100M 2 offices · 7 employees Filed Q2 2026

Open as your board

Assets: $23.9M
Deposits: $22.0M
ROA: −1.84%
ROE: −23.22%
NIM: 4.53%
Efficiency: 142.25%
Tier 1 capital: 13.85%
Total capital: 14.60%
Noncurrent loans: 1.27%
Loans / deposits: 90.34%

The Citizens National Bank of Hammond, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$23.9M

$22.0M

−1.84%

4.53%

1.27%

13.85%

Q1 2026

$25.0M

$23.0M

−1.61%

4.34%

1.19%

14.91%

Q4 2025

$25.6M

$23.5M

−1.20%

4.10%

1.12%

15.45%

Q3 2025

$27.8M

$25.5M

−1.01%

3.99%

0.65%

16.15%

Q2 2025

$26.4M

$24.1M

−1.17%

3.96%

0.63%

15.95%

Q1 2025

$28.8M

$26.3M

−0.18%

3.77%

0.60%

17.03%

Q4 2024

$30.1M

$27.5M

0.28%

3.70%

1.38%

16.78%

Q3 2024

$28.2M

$25.5M

0.24%

3.71%

0.01%

16.59%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev