The First Citizens National Bank of Upper Sandusky

Upper Sandusky, OH FDIC 14355 OCC Asset group $300M – $1B 8 offices · 72 employees Filed Q2 2026

Open as your board

Assets: $389.9M
Deposits: $327.1M
ROA: 0.48%
ROE: 4.25%
NIM: 4.02%
Efficiency: 86.60%
Total capital: 0.00%
Noncurrent loans: 0.01%
Loans / deposits: 74.16%

The First Citizens National Bank of Upper Sandusky, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$389.9M

$327.1M

0.48%

4.02%

0.01%

—

Q1 2026

$380.3M

$326.4M

0.32%

3.94%

0.01%

—

Q4 2025

$367.6M

$307.1M

0.52%

3.74%

0.01%

—

Q3 2025

$367.9M

$312.3M

0.62%

3.67%

0.06%

—

Q2 2025

$364.8M

$311.9M

0.53%

3.64%

0.04%

—

Q1 2025

$381.2M

$323.7M

0.44%

3.58%

0.04%

—

Q4 2024

$372.5M

$310.3M

0.50%

3.55%

0.03%

—

Q3 2024

$380.3M

$318.9M

0.53%

3.51%

0.10%

—

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