Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants Bank of St. Clair

Saint Clair, MO FDIC 14056 FDIC Saint Clair Bancshares Inc Asset group $300M – $1B 4 offices · 62 employees Filed Q2 2026
Assets
$343.5M
Deposits
$301.1M
ROA
1.19%
ROE
10.32%
NIM
4.06%
Efficiency
64.37%
Tier 1 capital
18.30%
Total capital
19.52%
Noncurrent loans
0.00%
Loans / deposits
77.01%

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