Owen County State Bank

Spencer, IN FDIC 13112 FDIC Owen Financial Corp Asset group $300M – $1B 7 offices · 74 employees Filed Q2 2026

Open as your board

Assets: $388.5M
Deposits: $323.8M
ROA: 0.81%
ROE: 11.87%
NIM: 3.54%
Efficiency: 70.77%
Tier 1 capital: 12.51%
Total capital: 13.76%
Noncurrent loans: 0.62%
Loans / deposits: 82.30%

Owen County State Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$388.5M

$323.8M

0.81%

3.54%

0.62%

12.51%

Q1 2026

$391.6M

$326.7M

0.72%

3.47%

0.65%

12.61%

Q4 2025

$389.1M

$313.8M

0.71%

3.51%

0.52%

12.45%

Q3 2025

$384.9M

$306.7M

0.81%

3.47%

0.56%

12.45%

Q2 2025

$389.5M

$308.2M

0.71%

3.37%

0.61%

12.17%

Q1 2025

$369.2M

$291.7M

0.57%

3.26%

0.80%

12.62%

Q4 2024

$366.9M

$301.4M

0.42%

3.14%

1.07%

12.72%

Q3 2024

$364.0M

$296.1M

0.39%

3.10%

0.88%

12.84%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev