Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Richwood Banking Company

Richwood, OH FDIC 12978 FED Richwood Bancshares Inc Asset group $1B – $10B 9 offices · 195 employees Filed Q2 2026
Assets
$1.3B
Deposits
$1.1B
ROA
1.26%
ROE
13.08%
NIM
4.35%
Efficiency
63.95%
Tier 1 capital
13.77%
Total capital
14.76%
Noncurrent loans
1.28%
Loans / deposits
82.68%

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