Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Payne County Bank

Perkins, OK FDIC 12485 FED Employee Stock Ownership Plan Employee Payne County Bank Asset group $300M – $1B 3 offices · 34 employees Filed Q2 2026
Assets
$313.2M
Deposits
$257.1M
ROA
2.35%
ROE
18.88%
NIM
4.38%
Efficiency
44.47%
Total capital
0.00%
Noncurrent loans
1.09%
Loans / deposits
90.96%

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