Bay State Savings Bank

Worcester, MA FDIC 90311 FDIC 1895 MHC Asset group $300M – $1B 7 offices · 84 employees Filed Q2 2026

Open as your board

Assets: $580.3M
Deposits: $513.7M
ROA: 0.51%
ROE: 5.77%
NIM: 3.38%
Efficiency: 81.59%
Tier 1 capital: 11.24%
Total capital: 12.26%
Noncurrent loans: 0.47%
Loans / deposits: 94.49%

Bay State Savings Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$580.3M

$513.7M

0.51%

3.38%

0.47%

11.24%

Q1 2026

$585.4M

$524.0M

0.40%

3.36%

0.48%

11.32%

Q4 2025

$571.9M

$510.5M

0.37%

2.97%

0.38%

11.34%

Q3 2025

$581.4M

$520.8M

0.31%

2.89%

0.47%

11.48%

Q2 2025

$553.4M

$494.2M

0.29%

2.86%

0.48%

11.75%

Q1 2025

$547.1M

$488.2M

0.26%

2.82%

0.47%

12.91%

Q4 2024

$555.1M

$496.3M

0.71%

2.72%

0.55%

12.15%

Q3 2024

$560.3M

$488.1M

0.97%

2.69%

0.68%

12.56%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev