Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Merchants Bank

Rugby, ND FDIC 8943 FDIC Merchants Holding Co Asset group $100M – $300M 6 offices · 32 employees Filed Q2 2026
Assets
$254.3M
Deposits
$223.4M
ROA
1.50%
ROE
15.03%
NIM
4.12%
Efficiency
47.10%
Tier 1 capital
13.87%
Total capital
15.03%
Noncurrent loans
1.25%
Loans / deposits
84.32%

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