Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers State Bank

Lincolnton, GA FDIC 879 FDIC Lincoln Bancshares Inc Asset group $100M – $300M 3 offices · 33 employees Filed Q2 2026
Assets
$186.2M
Deposits
$160.3M
ROA
2.67%
ROE
20.07%
NIM
5.39%
Efficiency
53.64%
Tier 1 capital
31.65%
Total capital
32.91%
Noncurrent loans
0.17%
Loans / deposits
54.71%

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