Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Citizens State Bank

Royal Oak, MI FDIC 8183 FED Citizens Bancshares Inc Asset group $300M – $1B 3 offices · 55 employees Filed Q2 2026
Assets
$581.0M
Deposits
$530.5M
ROA
1.83%
ROE
22.25%
NIM
4.86%
Efficiency
42.14%
Total capital
0.00%
Noncurrent loans
0.18%
Loans / deposits
84.92%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev