1st State Bank

Saginaw, MI FDIC 57626 FDIC 1st State Financial Ltd Asset group $300M – $1B 5 offices · 75 employees Filed Q2 2026

Open as your board

Assets: $490.1M
Deposits: $428.8M
ROA: 1.35%
ROE: 11.39%
NIM: 4.32%
Efficiency: 60.93%
Tier 1 capital: 14.97%
Total capital: 16.22%
Noncurrent loans: 0.35%
Loans / deposits: 74.23%

1st State Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$490.1M

$428.8M

1.35%

4.32%

0.35%

14.97%

Q1 2026

$484.2M

$424.9M

1.37%

4.32%

0.65%

14.78%

Q4 2025

$480.5M

$420.0M

1.40%

4.39%

0.66%

14.68%

Q3 2025

$461.8M

$399.1M

1.34%

4.35%

0.60%

14.63%

Q2 2025

$468.2M

$391.3M

1.25%

4.26%

0.63%

13.92%

Q1 2025

$449.2M

$394.1M

1.17%

4.17%

0.98%

13.55%

Q4 2024

$451.9M

$398.1M

1.09%

3.99%

0.86%

14.29%

Q3 2024

$462.1M

$408.7M

1.00%

3.95%

0.89%

13.98%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev