Bankgraph
FDIC data through Q2 ʼ26
Institutions /

First Farmers & Merchants National Bank

Luverne, MN FDIC 5186 OCC 215 Holding Co Asset group $100M – $300M 2 offices · 26 employees Filed Q2 2026
Assets
$242.6M
Deposits
$213.5M
ROA
1.26%
ROE
12.15%
NIM
4.05%
Efficiency
53.03%
Tier 1 capital
14.32%
Total capital
15.31%
Noncurrent loans
0.85%
Loans / deposits
85.70%

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