Granite Bank

Cold Spring, MN FDIC 5116 FDIC First Bancshares Cold Spring Asset group $300M – $1B 2 offices · 275 employees Filed Q2 2026

Open as your board

Assets: $353.2M
Deposits: $289.3M
ROA: 1.37%
ROE: 15.69%
NIM: 4.63%
Efficiency: 88.25%
Tier 1 capital: 9.91%
Total capital: 10.62%
Noncurrent loans: 1.38%
Loans / deposits: 107.74%

Granite Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$353.2M

$289.3M

1.37%

4.63%

1.38%

9.91%

Q1 2026

$346.9M

$297.4M

1.17%

4.65%

1.45%

9.81%

Q4 2025

$350.7M

$291.8M

0.94%

4.37%

0.71%

9.85%

Q3 2025

$341.1M

$295.8M

1.01%

4.35%

0.52%

10.27%

Q2 2025

$328.0M

$273.4M

0.96%

4.25%

0.42%

9.82%

Q1 2025

$308.5M

$272.7M

0.76%

4.29%

0.49%

9.89%

Q4 2024

$306.5M

$255.1M

0.79%

3.95%

0.41%

10.05%

Q3 2024

$301.6M

$256.4M

0.69%

3.86%

0.19%

10.20%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev