Citizens National Bank of Cheboygan

Cheboygan, MI FDIC 5018 OCC CNB Corp Asset group $300M – $1B 10 offices · 91 employees Filed Q2 2026

Open as your board

Assets: $471.0M
Deposits: $435.8M
ROA: 0.73%
ROE: 16.39%
NIM: 4.03%
Efficiency: 78.63%
Tier 1 capital: 14.29%
Total capital: 15.45%
Noncurrent loans: 1.47%
Loans / deposits: 60.75%

Citizens National Bank of Cheboygan, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$471.0M

$435.8M

0.73%

4.03%

1.47%

14.29%

Q1 2026

$463.9M

$435.2M

0.73%

4.00%

1.53%

14.36%

Q4 2025

$471.0M

$422.3M

0.82%

3.77%

1.53%

14.32%

Q3 2025

$492.9M

$468.3M

0.78%

3.68%

1.60%

13.98%

Q2 2025

$469.2M

$441.5M

0.67%

3.63%

0.04%

14.10%

Q1 2025

$467.2M

$448.3M

0.64%

3.60%

0.05%

14.02%

Q4 2024

$476.5M

$426.0M

0.66%

3.25%

0.13%

13.96%

Q3 2024

$514.7M

$460.9M

0.62%

3.13%

0.16%

13.27%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev