Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Howard State Bank, Howard, Kansas

Howard, KS FDIC 4693 FDIC Elk County Bancshares Inc Asset group under $100M 4 offices · 18 employees Filed Q2 2026
Assets
$80.2M
Deposits
$71.1M
ROA
2.31%
ROE
26.37%
NIM
4.79%
Efficiency
50.89%
Tier 1 capital
15.86%
Total capital
16.96%
Noncurrent loans
0.69%
Loans / deposits
75.15%

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