Bankgraph
FDIC data through Q2 ʼ26
Institutions /

First National Bank of Waterloo

Waterloo, IL FDIC 3842 OCC First Waterloo Bancshares Inc Asset group $300M – $1B 16 offices · 164 employees Filed Q2 2026
Assets
$929.3M
Deposits
$779.6M
ROA
0.96%
ROE
10.05%
NIM
3.45%
Efficiency
62.75%
Tier 1 capital
12.88%
Total capital
14.13%
Noncurrent loans
1.33%
Loans / deposits
69.25%

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