Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The First National Bank of Carmi

Carmi, IL FDIC 3777 OCC Southern Illinois Bancorp Inc Asset group $300M – $1B 12 offices · 102 employees Filed Q2 2026
Assets
$622.2M
Deposits
$545.5M
ROA
1.19%
ROE
10.00%
NIM
4.34%
Efficiency
64.53%
Total capital
0.00%
Noncurrent loans
0.35%
Loans / deposits
77.47%

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