Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Citizens Bank of Effingham

Inactive
Springfield, GA FDIC 34601 FDIC Citizens Effingham Bancshares 4 offices Failed February 2011 Acquired by Heritage Bank of the South Last filed Q4 2010
Assets
$214.3M
Deposits
$206.5M
ROA
−4.41%
ROE
−130.18%
NIM
2.32%
Efficiency
117.21%
Tier 1 capital
1.27%
Total capital
2.53%
Noncurrent loans
13.41%
Loans / deposits
67.70%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev