Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Valley Community Bank

Inactive
Saint Charles, IL FDIC 34187 FDIC Valley Community Bancorp Inc 6 offices Failed February 2011 Acquired by First State Bank Last filed Q4 2010
Assets
$123.8M
Deposits
$124.2M
ROA
−5.00%
ROE
−181.02%
NIM
2.50%
Efficiency
205.21%
Tier 1 capital
−0.88%
Total capital
−0.88%
Noncurrent loans
18.77%
Loans / deposits
70.09%

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