First National Bank of Central Texas

Waco, TX FDIC 3325 OCC 2013 Monte Hulse Family Irrevocable Trust I Asset group $1B – $10B 7 offices · 131 employees Filed Q2 2026

Open as your board

Assets: $1.8B
Deposits: $1.6B
ROA: 2.55%
ROE: 22.60%
NIM: 4.47%
Efficiency: 43.55%
Tier 1 capital: 14.55%
Total capital: 15.80%
Noncurrent loans: 0.10%
Loans / deposits: 87.80%

First National Bank of Central Texas, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$1.8B

$1.6B

2.55%

4.47%

0.10%

14.55%

Q1 2026

$1.7B

$1.5B

2.55%

4.41%

0.07%

15.02%

Q4 2025

$1.6B

$1.4B

2.54%

4.40%

0.13%

15.27%

Q3 2025

$1.6B

$1.4B

2.50%

4.31%

0.12%

15.98%

Q2 2025

$1.6B

$1.4B

2.44%

4.26%

0.13%

15.92%

Q1 2025

$1.5B

$1.3B

2.31%

4.09%

0.12%

16.06%

Q4 2024

$1.6B

$1.4B

2.32%

3.99%

0.21%

16.07%

Q3 2024

$1.6B

$1.4B

2.35%

3.90%

0.24%

15.86%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev