First Federal Savings Bank of Lincolnton

Lincolnton, NC FDIC 30315 OCC Asset group $300M – $1B 4 offices · 47 employees Filed Q2 2026

Open as your board

Assets: $485.8M
Deposits: $390.3M
ROA: 0.53%
ROE: 3.13%
NIM: 3.07%
Efficiency: 77.56%
Tier 1 capital: 34.30%
Total capital: 35.55%
Noncurrent loans: 0.46%
Loans / deposits: 89.78%

First Federal Savings Bank of Lincolnton, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$485.8M

$390.3M

0.53%

3.07%

0.46%

34.30%

Q1 2026

$478.4M

$383.8M

0.65%

3.04%

0.32%

34.83%

Q4 2025

$477.0M

$383.1M

0.67%

2.99%

0.26%

34.40%

Q3 2025

$472.4M

$379.6M

0.71%

2.97%

0.34%

34.10%

Q2 2025

$485.9M

$394.5M

0.67%

2.90%

0.20%

33.81%

Q1 2025

$481.7M

$384.8M

0.51%

2.81%

0.22%

33.82%

Q4 2024

$472.0M

$376.3M

0.47%

2.83%

0.27%

32.53%

Q3 2024

$462.6M

$366.6M

0.52%

2.84%

0.37%

32.82%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev