Bankgraph
FDIC data through Q2 ʼ26
Institutions /

St. Charles Bank & Trust Company

St. Charles Bank & Trust Company, National Association
Saint Charles, IL FDIC 27052 OCC Wintrust Financial Corp Asset group $1B – $10B 10 offices · 110 employees Filed Q2 2026
Assets
$3.7B
Deposits
$3.1B
ROA
1.44%
ROE
14.34%
NIM
3.15%
Efficiency
37.61%
Tier 1 capital
11.07%
Total capital
11.69%
Noncurrent loans
0.70%
Loans / deposits
87.44%

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