Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Ocean Bank

Miami, FL FDIC 24156 FDIC Ocean Bankshares Inc Asset group $1B – $10B 25 offices · 657 employees Filed Q2 2026
Assets
$7.6B
Deposits
$6.2B
ROA
1.08%
ROE
11.41%
NIM
3.47%
Efficiency
60.58%
Tier 1 capital
11.41%
Total capital
12.66%
Noncurrent loans
0.38%
Loans / deposits
98.75%

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