Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Summit Bank

Oakland, CA FDIC 23864 FDIC Summit Bancshares Inc Asset group $100M – $300M 4 offices · 32 employees Filed Q2 2026
Assets
$264.4M
Deposits
$207.6M
ROA
−3.45%
ROE
−19.74%
NIM
4.79%
Efficiency
152.65%
Tier 1 capital
20.74%
Total capital
22.01%
Noncurrent loans
1.48%
Loans / deposits
92.21%

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