Citizens' Bank, Inc.

Robertsdale, AL FDIC 23523 FDIC Citizens Capital Corp Asset group $100M – $300M 3 offices · 30 employees Filed Q2 2026

Open as your board

Assets: $158.9M
Deposits: $143.1M
ROA: 1.16%
ROE: 12.55%
NIM: 3.79%
Efficiency: 66.05%
Total capital: 0.00%
Noncurrent loans: 0.14%
Loans / deposits: 59.12%

Citizens' Bank, Inc., last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$158.9M

$143.1M

1.16%

3.79%

0.14%

—

Q1 2026

$158.6M

$143.7M

1.01%

3.65%

0.25%

—

Q4 2025

$156.0M

$139.9M

0.91%

3.49%

0.30%

—

Q3 2025

$159.3M

$141.2M

0.79%

3.43%

0.20%

—

Q2 2025

$156.3M

$143.4M

0.71%

3.33%

0.30%

—

Q1 2025

$155.9M

$143.0M

0.75%

3.27%

0.20%

—

Q4 2024

$151.4M

$139.4M

0.49%

2.97%

0.20%

—

Q3 2024

$149.3M

$136.5M

0.38%

2.92%

0.26%

—

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