Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The First Bank & Trust

The First Bank and Trust Company
Lebanon, VA FDIC 22918 FED First Bancorp Inc Asset group $1B – $10B 35 offices · 471 employees Filed Q2 2026
Assets
$4.3B
Deposits
$3.8B
ROA
1.83%
ROE
18.63%
NIM
4.16%
Efficiency
39.98%
Tier 1 capital
12.58%
Total capital
13.83%
Noncurrent loans
0.28%
Loans / deposits
93.94%

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