Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Montecito Bank & Trust

Santa Barbara, CA FDIC 21956 FDIC Montecito Bancorp Asset group $1B – $10B 17 offices · 266 employees Filed Q2 2026
Assets
$2.0B
Deposits
$1.7B
ROA
0.60%
ROE
6.59%
NIM
3.91%
Efficiency
81.23%
Total capital
0.00%
Noncurrent loans
0.17%
Loans / deposits
79.45%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev