Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants State Bank

Langdon, ND FDIC 21728 FDIC F&M Bancshares Inc Asset group $100M – $300M 1 offices · 13 employees Filed Q2 2026
Assets
$143.1M
Deposits
$105.6M
ROA
1.54%
ROE
10.84%
NIM
3.43%
Efficiency
51.14%
Total capital
0.00%
Noncurrent loans
1.86%
Loans / deposits
75.85%

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