Citizens Bank of the South

Sandersville, GA FDIC 19420 FDIC Asset group $300M – $1B 3 offices · 61 employees Filed Q2 2026

Open as your board

Assets: $395.1M
Deposits: $345.6M
ROA: 1.58%
ROE: 12.79%
NIM: 5.00%
Efficiency: 58.07%
Tier 1 capital: 17.59%
Total capital: 18.84%
Noncurrent loans: 0.45%
Loans / deposits: 86.81%

Citizens Bank of the South, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$395.1M

$345.6M

1.58%

5.00%

0.45%

17.59%

Q1 2026

$395.5M

$342.8M

1.52%

4.99%

0.40%

17.31%

Q4 2025

$362.2M

$309.4M

1.61%

5.14%

0.20%

18.39%

Q3 2025

$364.6M

$312.4M

1.48%

5.09%

0.23%

18.09%

Q2 2025

$345.8M

$295.7M

1.41%

5.04%

0.20%

18.13%

Q1 2025

$340.6M

$297.1M

1.29%

4.87%

0.23%

18.15%

Q4 2024

$339.2M

$295.9M

1.46%

4.97%

0.24%

18.98%

Q3 2024

$322.3M

$279.8M

1.38%

4.96%

0.18%

18.93%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev