Heritage Bank

Heritage Bank National Association

Spicer, MN FDIC 19254 OCC Heritage Bancshares Group Employee Stock Ownership Plan & Trust Asset group $300M – $1B 5 offices · 89 employees Filed Q2 2026

Open as your board

Assets: $361.1M
Deposits: $286.3M
ROA: −0.02%
ROE: −0.17%
NIM: 3.78%
Efficiency: 106.18%
Tier 1 capital: 15.33%
Total capital: 16.59%
Noncurrent loans: 3.84%
Loans / deposits: 105.65%

Heritage Bank, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$361.1M

$286.3M

−0.02%

3.78%

3.84%

15.33%

Q1 2026

$360.8M

$306.1M

−0.52%

3.63%

3.47%

15.61%

Q4 2025

$392.9M

$336.7M

0.19%

3.51%

3.36%

14.68%

Q3 2025

$398.4M

$342.3M

0.18%

3.52%

2.15%

14.19%

Q2 2025

$415.6M

$357.2M

0.19%

3.44%

2.05%

14.34%

Q1 2025

$436.5M

$374.5M

0.72%

3.20%

2.43%

13.89%

Q4 2024

$484.4M

$410.0M

0.09%

3.22%

2.07%

11.86%

Q3 2024

$503.9M

$410.5M

0.38%

3.25%

2.26%

11.67%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev