Bankgraph
FDIC data through Q2 ʼ26
Institutions /

FNBT Bank

Fort Walton Beach, FL FDIC 17580 FDIC Southern National Banks Inc Asset group $300M – $1B 11 offices · 73 employees Filed Q2 2026
Assets
$628.5M
Deposits
$555.9M
ROA
1.51%
ROE
13.95%
NIM
3.23%
Efficiency
60.05%
Tier 1 capital
30.55%
Total capital
31.81%
Noncurrent loans
0.00%
Loans / deposits
43.02%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev