Bankgraph
FDIC data through Q2 ʼ26
Institutions /

The Farmers & Merchants Bank

Waterloo, AL FDIC 1745 FDIC Asset group under $100M 2 offices · 7 employees Filed Q2 2026
Assets
$98.3M
Deposits
$86.5M
ROA
0.59%
ROE
5.14%
NIM
1.64%
Efficiency
69.75%
Total capital
0.00%
Noncurrent loans
1.33%
Loans / deposits
5.94%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev