Bankgraph
FDIC data through Q2 ʼ26
Institutions /

Farmers and Merchants Bank

Piedmont, AL FDIC 1735 FDIC F&M Financial Corp Asset group $300M – $1B 5 offices · 54 employees Filed Q2 2026
Assets
$308.7M
Deposits
$268.6M
ROA
0.85%
ROE
8.23%
NIM
4.21%
Efficiency
76.08%
Tier 1 capital
17.02%
Total capital
17.87%
Noncurrent loans
0.78%
Loans / deposits
56.33%

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