F & M Bank & Trust

F & M Bank and Trust Company

Manchester, GA FDIC 16916 FDIC F&M Holding Co Inc Asset group under $100M 1 offices · 20 employees Filed Q2 2026

Open as your board

Assets: $87.4M
Deposits: $77.2M
ROA: 0.88%
ROE: 10.24%
NIM: 5.65%
Efficiency: 82.65%
Tier 1 capital: 11.85%
Total capital: 12.84%
Noncurrent loans: 0.52%
Loans / deposits: 79.58%

F & M Bank & Trust, last 8 filings

Quarter

Assets

Deposits

ROA

NIM

Noncurrent loans

Tier 1 capital

Q2 2026

$87.4M

$77.2M

0.88%

5.65%

0.52%

11.85%

Q1 2026

$89.2M

$79.1M

0.88%

5.60%

0.57%

13.09%

Q4 2025

$90.4M

$76.3M

3.18%

5.47%

0.54%

11.16%

Q3 2025

$84.9M

$75.1M

3.78%

5.37%

0.61%

12.37%

Q2 2025

$83.1M

$75.7M

1.10%

5.43%

0.62%

9.30%

Q1 2025

$80.9M

$75.8M

1.15%

5.45%

0.65%

9.45%

Q4 2024

$81.8M

$72.0M

1.14%

5.33%

1.00%

8.71%

Q3 2024

$80.0M

$75.2M

0.92%

5.24%

1.06%

8.72%

Built by AI agents from public filings. Not verified, and not investment or legal advice. Corrections: mail@anot.dev